Today we are comparing 3 banks OBC, Axis and Yes.
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| OBC | Axis | Yes |
| NPM's | Around 10%. 5% is minimum in last 5 years. | Around 16%. Lowest is 14% in last 5 years. | Around 18%. Lowest is 15% in last 5 years. |
| Ownership | 51% government owned | Promoters are UTI/LIC/GIC and other government owned financial companies. They own 38%. | Rana Kapoor (promoter) owns a small part. Some of Madhu Kapur's share have been encumbered - though it is a very less portion. Rabo Bank (Swiss) has 15%. |
| Growth | Revenues grew from FY06 to FY10 from 4100 Cr to 10K Cr = 25% CAGR. | Revenues grew from FY06 to FY10 from 2900 to 11600 Cr = 50% CAGR | Revenues grew from FY06 to FY10 from 190 Cr to 2300 Cr = 87% CAGR. As it is a new bank, it can maintain its CAGR for a few more years. |
| Reserves | 7K Cr for a 10K Cr FY10 revenue | 15.6K Cr for a 11.6K Cr FY10 revenue. | 2700 Cr for a 2300 Cr FY10 revenue |
| Price @ blogged (4-Jul-10) | 320 | 1237 | 269 |
| Market cap | 8000 Cr for a 1100 Cr Net profit in FY10 (less than 7 times) | 50,000 Cr for a 2500 Cr net profit in FY10 (around 20 times) | 9000 Cr for a 477 Cr net profit in FY10 (around 18 times) |
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